Terms and Conditions

Effective Date: 02/23/2026

Welcome to ChexSystemsFixUSA.com (“Website,” “we,” “us,” or “our”).

By accessing this website and purchasing our digital products, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

1. Educational Purpose Only

All content, products, and materials provided on this website are for informational and educational purposes only.

We do not provide:

• Legal advice

• Financial advisory services

• Credit repair services

• Banking representation

• Direct intervention with financial institutions

Nothing on this website creates an attorney-client, advisor-client, or fiduciary relationship.

You are solely responsible for your financial decisions.

2. Digital Products

All products sold on this website are digital downloads.

Upon successful payment, you will receive access to the purchased content.

You are responsible for:

• Providing a valid email address

• Ensuring you can download and access digital files

• Maintaining your own backup copy

We reserve the right to modify, update, or discontinue products at any time.

3. No Guarantee of Results

We make no guarantees regarding:

• Removal of ChexSystems records

• Bank account approval

• Dispute outcomes

• Negotiation success

• Financial improvement results

Outcomes vary depending on individual circumstances, reporting accuracy, institutional policies, and regulatory factors.

Your results depend entirely on your specific situation and actions taken.

4. Payment and Pricing

All prices are listed in U.S. dollars unless otherwise stated.

We reserve the right to:

• Change pricing at any time

• Offer discounts or promotions

• Modify product availability

Payments are processed securely through third-party providers. We do not store full credit card details.

5. Refund Policy

All purchases are subject to our Refund Policy.

Because our products are digital and delivered instantly, refunds are limited to specific circumstances as outlined in the Refund Policy page.

By purchasing, you acknowledge and agree to those terms.

6. Intellectual Property

All content on this website, including:

• Text

• Design

• Graphics

• Digital products

• Layout

• Branding

Is the intellectual property of ChexSystemsFixUSA.com and is protected by copyright laws.

You may not:

• Copy

• Distribute

• Resell

• Share

• Reproduce

• Publish

Any part of the digital products without written permission.

The purchase grants you a personal, non-transferable license for individual use only.

7. Limitation of Liability

To the fullest extent permitted by law:

We shall not be liable for:

• Financial losses

• Banking denials

• Indirect or consequential damages

• Lost profits

• Emotional distress

• Decisions made based on the content

Your use of this website and its products is at your own risk.

8. User Conduct

You agree not to:

• Use the website for unlawful purposes

• Attempt unauthorized access to systems

• Copy or redistribute digital materials

• Interfere with website security

Violation may result in access termination.

9. Third-Party Services

We may use third-party providers for:

• Payment processing

• Hosting

• Email delivery

• Analytics

We are not responsible for third-party service interruptions or policies.

10. Changes to Terms

We reserve the right to update these Terms and Conditions at any time.

Changes become effective immediately upon posting.

Continued use of the website constitutes acceptance of updated terms.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable United States laws.

Any disputes shall be resolved in accordance with applicable jurisdictional requirements.

12. Contact Information

For questions regarding these Terms, contact:

infoebookusa@aol.com